C&I Portfolio Manager IV

Overview:

We are a values driven organization putting Relationships FIRST. EagleBank (NASDAQ – EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers.

Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships.

We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. This position is eligible for our hybrid remote work and will work in the Bethesda, MD office four days per week.

Responsibilities:

The Portfolio Manager IV supports the credit process by facilitating the collection of financial information from clients and prospects, preparing and submitting credit packages for the approval of new loans and for the renewal of existing loans, working with the Relationship Manager(s) to draft term sheets/loan proposals, assist in structuring and underwriting, reviewing loan documents, both internally and attorney prepared, for accuracy prior to loan closing and the day-to-day management of upcoming maturities, past dues and documentation exceptions.

Our teams propose value add solutions that are creative and flexible to help small and middle market businesses’ goals become a reality.

The Lending Team is divided by region, with a Market Executive leading each of our teams. The core competency of the bank’s lenders runs to all types of businesses, including government contracting, non-profits, bond financing for schools and other organizations, healthcare, and professional service firms.

Qualifications:

Requirements:

• Bachelor’s Degree in finance, business, and economics, accounting or related field or Associates Degree in a business or finance related field and 3 additional years of experience in commercial credit or real estate analysis may be substituted for bachelor’s degree.
• 10 years of experience in portfolio management and commercial underwriting including structuring and pricing loan transactions. Must be proficient in evaluating commercial credit risk. Must be able to work autonomously with minimal oversight from the RM.
• Extensive knowledge of commercial lending, various industries, loan structures, all applicable laws and regulations, credit quality standards, working within company and business line policies and procedures.
• Experience with underwriting transactions from conception to completion independently
• Self-motivated individual with strong work ethic and time/workflow management abilities
• Successful web-based credit training through RMA, Omega or similar programs may be required within six months of hiring.
• Strong interpersonal and relationship development abilities, with thorough knowledge of commercial credit products.
• Ability to collaborate effectively with individuals and groups both senior and junior across the company.
• Well-developed written communication and verbal presentation skills.
• Proficient in credit underwriting, including cash flow and collateral analysis.
• Proven ability to identify sales opportunities within a commercial loan environment.
• Intermediate skill level in Microsoft Word, Excel, and Outlook.
• Knowledge of varying credit structure types:
• Term loans.
• Owner occupied CRE.
• Line of credit.
• Letter of credit.
• Ability to work on several loan requests simultaneously.
• Bank product knowledge.

Preferences:

• MBA or master’s degree preferred
• Formal Credit Training
• Industry knowledge of Asset Based Lending, Government Contract Lending, Merger and Acquisition Financing, Non-Profit, Middle Market, Highly Leveraged Transactions, General C&I, and/or Special Assets
• Any of the following:
• Risk Management Association Credit Risk Certification (CRC)
• National Association of Credit Management Certified Credit and Risk Analyst (CCRA)
• Certified Credit Professional (CCP)
• Commercial Banking & Credit Analyst (CBCA)
• Other recognized professional certification in credit analysis

Note: You can update your resume as often as needed.