Relationship Manager - ref. s04896303
Job Description: Financial Advisor
Summary:
The primary responsibility of the Financial Advisor is to enhance the quality and timeliness of services provided to clients. This includes managing client relationships independently or with guidance from more experienced advisors. The role involves formulating and implementing financial advice while utilizing team members and strategic partners to develop recommendations.
Essential Duties and Responsibilities:
To successfully perform in this role, the Financial Advisor must execute the essential duties efficiently and accurately. Duties may evolve as needed by management. Key responsibilities include, but are not limited to:
Trading and Monitoring Transactions:
- Execute trades on a discretionary basis through institutional platforms.
- Provide backup trading support as required.
- Initiate money movements based on client requests and trade requirements.
- Maintain clean trading compliance and ensure workflow documentation meets regulatory and compliance standards.
- Execute trades and rebalancing in non-discretionary accounts, including variable annuities and education savings plans.
Client Service and Communications:
- Conduct financial reviews with clients through virtual, phone, or in-person meetings.
- Address client investment and market-related questions while staying aligned with internal investment philosophies and strategies.
- Provide target allocations for externally held retirement plans such as 401(k) and 403(b) accounts.
- Prepare performance reports for annual client review meetings.
- Support and learn methods for creating client financial projections.
- Monitor capital gains/losses and contribute to tax-efficient planning strategies.
- Assist with year-end tax planning activities.
- Stay current on advanced topics such as tax, retirement planning, insurance, and estate planning techniques.
- Implement planning strategies discussed during client review meetings.
Operational Support:
- Suggest new ideas or process improvements to enhance team operations.
- Learn business processes and compliance systems, providing backup support as necessary.
- Update client information, including contact details and life changes, in CRM systems and platforms (e.g., Salesforce, eMoney).
Additional Responsibilities:
- Adhere to company policies as outlined in the Employee Handbook.
- Utilize PCs, the Internet, email, and Microsoft Office applications daily.
- Maintain flexibility in working effectively from both the office location and remote environments.
This role provides an opportunity to contribute to client success while growing knowledge in financial planning, taxation, and investment management. Flexibility, teamwork, and attention to detail are key to excelling in this position.
Qualifications- Series 7 and 66 securities licenses and life/health insurance license
- Bachelor's degree
- 5-6 years of experience in the financial services industry is preferred but is not required. CFP® designation preferred but not required.
- Highly proficient in MS Office; experience with any financial industry software a plus
- Excellent communication, organizational and interpersonal skills (integrity, humility, respect, empathy, and a healthy sense of humor).
- Ability to work independently but also be a proactive contributing team member
- Strong attention to detail and ability to follow through on projects effectively