Credit Analyst
Overview:
Connecting clients to markets – and talent to opportunity
With 4,300 employees and over 400,000 retail and institutional clients from more than 80 offices spread across five continents, we’re a Fortune-100, Nasdaq-listed provider, connecting clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.
At StoneX, we offer you the opportunity to be part of an institutional-grade financial services network that connects companies, organizations, and investors to the global markets ecosystem. As a team member, you'll benefit from our unique blend of digital platforms, comprehensive clearing and execution services, personalized high-touch support, and deep industry expertise.Elevate your career with us and make a significant impact in the world of global finance.
Business Segment Overview
Corporate: Engage in a deep variety of business-critical activities that keep our company running efficiently. From strategic marketing and financial management to human resources and operational oversight, you’ll have the opportunity to optimize processes and implement game-changing policies.
Responsibilities:
Job Purpose and Responsibilities:
Job Purpose: The Credit Risk Analyst will support the Credit Risk team by performing credit reviews on a variety of customers. Activities will include financial statement analysis and credit scoring, Market research & analysis, and securities management.Analyst will collaborate with internal and external teams to ensure limits are approved and monitored.
Primary Duties will include:
- Assesses the credit risks and financial strength of new and existing counterparties while continually monitoring appropriate industry sector developments.
- Negotiates and administers the exchange of corporate guarantees, netting agreements, and Letters of Credit, used to mitigate counterparty risk.
- Monitors and manages counterparty credit exposures on regular basis to ensure compliance with established credit limits.
- Approves thresholds and sets limits for OTC trading activity and contract limits for futures.
- Maintains current knowledge of relevant contractual procedures and practices.
- Negotiates financial agreements utilizing International Swap Dealers Association (ISDA).
- Collaborates with the Risk Desk on collections of bad debt resolution.
- Provides monthly credit reporting to Risk Management Committee.
- Ensures compliance with regulatory practices and corporate policies.
- Support the development and testing of credit systems, reports and processes.
- Builds and sustains professional relationships with both internal and external customers.
- Maintains prompt and regular attendance.
- This list of duties and responsibilities is not intended to be all-inclusive and can be expanded to include other duties or responsibilities that management deems necessary.
Qualifications:
Qualifications:
Required:
- Up to 3 years of credit or financial analysis experience.
- Background in credit analysis and/or financial statement analysis, preferably within the trading/capital markets or with a financial institution.
- Strong organizational, analytical, and problem-solving skills.
- Excellent written and verbal communication and presentation skills.
- Experience with credit risk management tools and techniques.
- Basic knowledge of capital markets and futures/options
Preferred:
- FINRA professional designations (SIE, S7) is a plus.
Education/Certification:
- Bachelor’s Degree in Business (Accounting, Finance or Business Analytics preferred).
Working Environment:
- Hybrid: 3 days per week onsite, 2 days per week remote
- Must be authorized to work in the US for any employer.
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